WELCOME TO THE HOWARD GROUP A FAMILY OFFICE
Our mission is to help individuals and business owners develop financial objectives, and achieve those objectives through various financial, investment and consulting services that are designed to meet their present and future needs.Our goal is to help you make informed decisions about issues that affect your financial well being so you can achieve financial freedom. The complete picture Portfolio management is only one aspect of the single family office. Significant wealth creates tremendous challenges. A plan of action is vital to ensuring wealth is preserved and maximized for current and future generations. We build this integrated wealth management plan by providing you with sound, objective financial advice and guidance; proactive investment management; comprehensive financial analysis and insurance assessment; and visionary trust, estate and philanthropy planning. As a single family office, we work closely with families to develop a collaborative plan to complement the services provided by other family advisors.
An Objective View of Wealth Management Services we:
Family Office Services with a Multi-Generational View
As the principal of a wealthy family, you know first-hand how overwhelming a challenge it is to watch over your family and your financial affairs providing guidance to accomplish your family's goals allowing your children to pursue their dreams caring for your parents ensuring that your money lasts for generations. Manging a complex financial world of diverse advisors funding and managing your philanthropies. You need more than traditional wealth management .You need someone who can bring professional organization to the complexity of your financial and personal worlds. You get life management, with tasks carried out on your behalf based on your instructions, with complete and timely communications to keep you apprised of your situation at all times, 24/7.
The Howard Group Full Family Office Services Suite:
Has a total family net worth of at least $10 million is willing to use The Howard Group Family Office and Wealth Management advisors to manage planning and allocation of all investment assets, whether held by The Howard Group or not. Desires online, real-time net worth statement reporting on all assets and will rely on The Howard Group for all or part of a personal financial plan, including the review and management of an estate plan, property and casualty insurance coverage, cash flow and - when applicable - retirement plan.
The Howard Group Estate Planning:
Provides a comprehensive diagnostic review and strategic plan to meet your estate needs. Initial review of current situation and existing estate and trust documents. Discussion of possible wealth accumulation, preservation and distribution strategies. Integration of estate plan with tax, investment, financial, business, and insurance planning. Resolution of immediate needs, such as guardian issues or living wills. Plan developed to manage problems associated with a sizable inheritance or wealth generating event . A strategy focused on multi-generational planning .Tax-efficient strategies for the transfer of wealth. We will identify assets and how they are titled, analyzes current situation and vulnerabilities, and reviews current carriers and their ratings. For life insurance, we review existing coverage in terms of your goals and wishes, especially those expressed in your estate plan. Alternative approaches and vendors are reviewed, recommendations are made and the plan is implemented.
Benefits include:
Our mission is to help individuals and business owners develop financial objectives, and achieve those objectives through various financial, investment and consulting services that are designed to meet their present and future needs.Our goal is to help you make informed decisions about issues that affect your financial well being so you can achieve financial freedom. The complete picture Portfolio management is only one aspect of the single family office. Significant wealth creates tremendous challenges. A plan of action is vital to ensuring wealth is preserved and maximized for current and future generations. We build this integrated wealth management plan by providing you with sound, objective financial advice and guidance; proactive investment management; comprehensive financial analysis and insurance assessment; and visionary trust, estate and philanthropy planning. As a single family office, we work closely with families to develop a collaborative plan to complement the services provided by other family advisors.
An Objective View of Wealth Management Services we:
- Help analyze your individual and family needs and goals
- Give you sound, unbiased advice
- Execute your plans and requests flawlessly
- Keep you well informed with timely information so you can always make quick, smart decisions.
Family Office Services with a Multi-Generational View
As the principal of a wealthy family, you know first-hand how overwhelming a challenge it is to watch over your family and your financial affairs providing guidance to accomplish your family's goals allowing your children to pursue their dreams caring for your parents ensuring that your money lasts for generations. Manging a complex financial world of diverse advisors funding and managing your philanthropies. You need more than traditional wealth management .You need someone who can bring professional organization to the complexity of your financial and personal worlds. You get life management, with tasks carried out on your behalf based on your instructions, with complete and timely communications to keep you apprised of your situation at all times, 24/7.
The Howard Group Full Family Office Services Suite:
Has a total family net worth of at least $10 million is willing to use The Howard Group Family Office and Wealth Management advisors to manage planning and allocation of all investment assets, whether held by The Howard Group or not. Desires online, real-time net worth statement reporting on all assets and will rely on The Howard Group for all or part of a personal financial plan, including the review and management of an estate plan, property and casualty insurance coverage, cash flow and - when applicable - retirement plan.
The Howard Group Estate Planning:
Provides a comprehensive diagnostic review and strategic plan to meet your estate needs. Initial review of current situation and existing estate and trust documents. Discussion of possible wealth accumulation, preservation and distribution strategies. Integration of estate plan with tax, investment, financial, business, and insurance planning. Resolution of immediate needs, such as guardian issues or living wills. Plan developed to manage problems associated with a sizable inheritance or wealth generating event . A strategy focused on multi-generational planning .Tax-efficient strategies for the transfer of wealth. We will identify assets and how they are titled, analyzes current situation and vulnerabilities, and reviews current carriers and their ratings. For life insurance, we review existing coverage in terms of your goals and wishes, especially those expressed in your estate plan. Alternative approaches and vendors are reviewed, recommendations are made and the plan is implemented.
Benefits include:
Truly independent review of your overall insurance needs. Alternatives to purchasing insurance coverage are considered, such as titling of assets and specific estate planning techniques. Gaps in coverage are identified when multiple brokers are used. Unprotected assets are identified and coverage is recommended.
The Howard Group Philanthropy Planning Assists in establishing a legacy with suitable planned philanthropic giving and the establishment and management of a family philanthropic foundation, including a discussion of your desires, review of various options, and development of a plan for approval.
Benefits include:
Personal fulfillment, with a legacy plan that reflects your social concerns, special interests, motivations and degree of commitment. Enhancement of family education though the giving process by providing a structured and guided way for heirs to actively participate in the management of philanthropic efforts. Ensures maintenance of family ties of future generations. Significant income and estate tax savings can be achieved through philanthropic giving.
Peace of mind, knowing exactly where you stand financially at any given moment Estate Planning. Significant wealth creates challenges for those who acquired it. Proper planning is critical to successfully maximizing the wealth for current and future generations. Proper preparation requires employing sophisticated techniques, most typically the orchestration of multiple trusts, a family foundation, family limited partnerships, LLC, and so forth. We are perfectly suited to work with you and our estate planning attorney and other wealth transfer specialists to concept innovative ways your wealth can be used to achieve personal and family goals.
The process of estate planning usually results in multiple estate planning entities that have unique terms and provisions, as well as tasks that must be routinely monitored to make sure the estate plan is carried out in accordance with your goals and objectives. Our expertise in the administration of these entities relieves you of the burdens of meeting critical deadlines and ensuring that tasks and fiduciary duties are properly fulfilled.
The process of estate planning usually results in multiple estate planning entities that have unique terms and provisions, as well as tasks that must be routinely monitored to make sure the estate plan is carried out in accordance with your goals and objectives. Our expertise in the administration of these entities relieves you of the burdens of meeting critical deadlines and ensuring that tasks and fiduciary duties are properly fulfilled.
